Thesis Details

Rozšíření systému pro automatizaci platebního styku v rámci PSD2

Master's Thesis Student: Jůda Petr Academic Year: 2019/2020 Supervisor: Bartík Vladimír, Ing., Ph.D.
English title
Extension of a System for Automation of Payments in PSD2
Language
Czech
Abstract

The purpose of this thesis is to extend the system of the payment automation process in the company Platební instituce Roger a.s. The thesis is closely linked to a new european payment legislation - the Second Directive on Payment Services (PSD2). The directive introduces a new concept of the so called open banking service which allows the licenced third party providers to control the client's bank account directly through the special banking API. Within this thesis the current state of the process of PSD2 implementation in the Czech Republic has been explored and recorded. Afterwards a new system for the payment automation has been designed and developed. This system enables to interconnect the internal company software of Roger a.s. with API of Komerční banka, Česká spořitelna and Raiffesenbank. The result of this diploma thesis is the program which will be used for inputting and confirming one time payments. It could be also used for downloading the transaction history or the account balance on the company's bank accounts.

Keywords

PSD2, a bank account, open banking, REST API, payment automation, a payment initiation, transaction history, Czech Standard for Open Banking, Česká spořitelna, Komerční banka, Raiffeisenbank, Python, Falcon

Department
Degree Programme
Information Technology, Field of Study Information Technology Security
Files
Status
defended, grade B
Date
15 July 2020
Reviewer
Committee
Drahanský Martin, prof. Ing., Dipl.-Ing., Ph.D. (DITS FIT BUT), předseda
Lengál Ondřej, Ing., Ph.D. (DITS FIT BUT), člen
Orság Filip, Ing., Ph.D. (DITS FIT BUT), člen
Rogalewicz Adam, doc. Mgr., Ph.D. (DITS FIT BUT), člen
Veselý Vladimír, Ing., Ph.D. (DIFS FIT BUT), člen
Citation
JŮDA, Petr. Rozšíření systému pro automatizaci platebního styku v rámci PSD2. Brno, 2020. Master's Thesis. Brno University of Technology, Faculty of Information Technology. 2020-07-15. Supervised by Bartík Vladimír. Available from: https://www.fit.vut.cz/study/thesis/22760/
BibTeX
@mastersthesis{FITMT22760,
    author = "Petr J\r{u}da",
    type = "Master's thesis",
    title = "Roz\v{s}\'{i}\v{r}en\'{i} syst\'{e}mu pro automatizaci platebn\'{i}ho styku v r\'{a}mci PSD2",
    school = "Brno University of Technology, Faculty of Information Technology",
    year = 2020,
    location = "Brno, CZ",
    language = "czech",
    url = "https://www.fit.vut.cz/study/thesis/22760/"
}
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